SYNTHESIS INE@COVID-19, 4-Jan-2021

January . 04 . 2021 SYNTH SIS IN @ COVID-19 www.ine.pt page 9/20 Communication Unit | tel: +351 21 842 61 10 | sci@ine.pt The interest rate rose to 0.807%, the owed capital and monthly loan repayments stood at €58,084 and €253, respectively In November 2021: • The implicit interest rate for all housing loan agreements was 0.807% (0.803% in the previous month); • In contracts signed in the last three months, the interest rate fell to 0.692% (0.665% in October); • The average owed capital for all contracts increased by €396 compared to the previous month, standing at €58,084; Implicit interest rates in housing loans Average owed capital • The average value of the loan repayments increased by €2, to €253; • The implicit interest rate on housing loan agreements for house purchase rose to 0.821% (+0.2 basis points (b.p.) when compared to the previous month). For contracts signed in the last 3 months, this rate increased by 2.4 b.p., to 0.682%. More information is available at Interest rates implicit in housing loans – November 2021 (22 December 2021) 0.807% 0.730% 0.780% 0.830% 0.880% 0.930% 0.980% 1.030% 1.080% Nov-18 Feb-19 May-19 Aug-19 Nov-19 Feb-20 May-20 Aug-20 Nov-20 Feb-21 May-21 Aug-21 Nov-21 58,084 € 49,000 € 50,000 € 51,000 € 52,000 € 53,000 € 54,000 € 55,000 € 56,000 € 57,000 € 58,000 € 59,000 € Nov-18 Feb-19 May-19 Aug-19 Nov-19 Feb-20 May-20 Aug-20 Nov-20 Feb-21 May-21 Aug-21 Nov-21