The implicit interest rate for all housing loan agreements decreased from 1.065% in September to 1.038% in October. For the contracts that were closed in the previous three months, the interest rate diminished from 1.249% to 1.134%. The average value of owed capital increased 18 Euros, reaching 53,231 Euros. The average value of loan repayments dropped 1 euro to 247 Euros.