The implicit interest rate for all housing loan agreements decreased from 0.998% in March to 0.947% in April. For the contracts that were closed in the previous three months, the interest rate decreased from 1.118% to 0.891%. The average value of owed capital increased 46 Euros, reaching 53,886 Euros. The average value of loan repayments reduced 12 Euros to 237 Euros.