The implicit interest rate for all housing loan agreements decreased from 0.873% in January to 0.853% in February 2021. For the contracts that were closed in the previous three months, the interest rate decreased from 0.744% to 0.716%. The average value of owed capital increased 161 Euros, reaching 55,447 Euros. The average value of loan repayments dropped 1 euro to 226 Euros.