The implicit interest rate for all housing loan agreements decreased from 0.841% in March to 0.826% in April. For the contracts that were closed in the previous three months, the interest rate decreased from 0.705% to 0.655%. The average value of owed capital increased 244 Euros, reaching 55,915 Euros. The average value of loan repayments rose 3 Euros to 231 Euros.